Open Finance Newsletter

The Rise of Buy Now, Pay Later (BNPL) Its Impact on Consumer Finance

The Buy Now, Pay Later paradigm represents a structural shift in how consumer credit is delivered within digital commerce environments.

Apr 1 • Madhu Thota and Dhwani Nayak

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March 2026

Why Open Finance Should be on Your Business Agenda for 2026

We're heading into "a more competitive, transparent and dynamic financial landscape – one where the businesses that embrace open finance early will be…

Mar 17 • Open Finance Team

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February 2026

Introducing Sossy - A Secure Open-Source Software Supply Chain Project

The sossy-crawler generates a complete dependency graph for Linux executables and shared libraries.

Feb 2 • Charles Mutigwe and Johnson Kinyua

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October 2025

Real-Time Payments (RTP) and Account-to-Account (A2A) Finance: A Cross-Country Analysis of Emerging and Developed Economies

A cross-country study on how emerging economies are redefining payment efficiency while advanced markets struggle with legacy systems.

Oct 27, 2025 • Madhu Thota, Dhwani Nayak, and Charles Mutigwe

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August 2025

A Framework for a Secure Open-Source Software Supply Chain

A software supply chain where every component is transparent about its contents and its security status, and every application actively verifies its…

Aug 19, 2025 • Charles Mutigwe, Dr. Ashwini Kumar Rath, and Saji Nair

April 2025

Preparing your Organization for an Enterprise-wide RPA Initiative

A step-by-step guide for managing all the essential processes across an enterprise. A necessary precondition for the strategic introduction of RPA…

Apr 21, 2025 • Charles Mutigwe

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How Digital Wallets are Reshaping the Payments

We look at how the use of digital wallets in the US has changed over the last 5 years, with increased adoption across all age groups. We also highlight…

Apr 7, 2025 • Charles Mutigwe and Kritika Kshirsagar

Why banks are all-in on open source

“Why shouldn’t every bank in the world share their regulatory and compliance driven approach to open source?” ... “They don’t need to share the data…

Apr 2, 2025 • Open Finance Team

March 2025

Digital Wallets Aligned with Open Standards

An introduction to four digital wallet projects that are based on open standards and open source.

Mar 3, 2025 • Kritika Kshirsagar

February 2025

Understanding Open Banking and Its Implications

Understand how open banking is transforming the financial landscape.

Feb 17, 2025 • Syeda Nabeera Suhail

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In A World Awash with Digital Wallets, What Should We Do To Help Users?

Open wallets are the answer for a better user experience that is more secure.

Feb 10, 2025 • Charles Mutigwe and Kritika Kshirsagar

Blockchain & Open Finance: An Overview

Secure, transparent, tamper-proof, open-source, and decentralized systems for processing financial transactions without intermediaries.

Feb 3, 2025 • Charles Mutigwe and Simran Devi

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